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Yes, you can switch to an AT&T Installment Plan with Next Up Anytime within 14 days of buying a new smartphone. Business customers have 30 days.  

If you have a mobile device protection plan with AT&T Protect Advantage^SM, you can file a claim and pay the applicable deductible to replacement or repair your smartphone. Then, you can turn in your replacement smartphone when you’re eligible to upgrade as long as it is in good physical and fully functional condition at the time you turn it in.  

Or, you can keep your smartphone and complete all the installment payments. Once all payments have been made, you can upgrade to a new smartphone.  

Good to know: If you plan to keep your smartphone and your installment payments are complete, you might consider removing AT&T Next Up/Next Up Anytime. If you remove AT&T Next Up/Next Up Anytime, you won’t be eligible to upgrade early anymore, and you won’t be able to add Next Up back to your installment plan, so make sure you really want to remove it. Keep in mind, once Next Up is removed, we can’t refund any Next Up charges you’ve already paid. Next Up Anytime can be added back to your installment plan within 30 days of removal, however. Keep in mind, once removed, we can’t refund any Next Up Anytime charges you’ve already paid.

Once you’re eligible to upgrade early, you can turn in your smartphone. Make sure your account is in good standing and your smartphone is in good physical condition and fully functional. Here are some specifics requirements for your smartphone to be considered in good physical condition:   

• It must turn on and off. The screen must be intact, be free of any chips, and function properly. 

• The device body can’t be broken or cracked.  

• The battery must be included. 

• Device or activation locks, such as the one needed for Find My iPhone, must be disabled.  

Not upgrade eligible yet? Find out how you can get a new phone.

If you have an AT&T Installment Plan without Next Up or Next Up Anytime, after you pay off your device in 36 monthly payments, you can upgrade, and your old device is yours to keep.  

If you’re on the AT&T Installment Plan with Next Up/Next Up Anytime and choose to upgrade early, when eligible you must turn in your old smartphone in good physical and fully functional condition.  

Note: You’ll only need to turn in your cell phone if you choose to upgrade with Next Up/Next Up Anytime during the term of your installment agreement. 

If you bought your smartphone less than 14 days ago, you can switch to our AT&T Installment Plan without Next Up or Next Up Anytime (Business customers have 30 days.) Just pop in to one of our AT&T stores.   

If it’s been longer than 14 days since you purchased your smartphone, you can remove AT&T Next Up/Next up Anytime by logging into your myAT&T account. See removal instructions.   

 Good to know: If you plan to keep your smartphone and make all installment payments, you might consider removing AT&T Next Up/Next Up Anytime. If you remove the AT&T Next Up/Next Up Anytime upgrade feature, you won’t be eligible to upgrade early anymore.   

You also can’t add Next Up back to your installment plan, so make sure you really want to remove it. Keep in mind, if removed we can’t refund any Next Up charges you’ve already paid. Conversely, Next Up Anytime can be added back to your installment plan within 30 days of removal. Keep in mind, if removed we can’t refund any Next Up Anytime charges you’ve already paid. 

Instead of paying the full price up front when you buy a new smartphone, you can choose to pay for your device on an installment plan. An installment plan takes the full price of your new device and spreads it across several months, so you’ll have a predictable, low monthly payment. Plus, you won’t pay any finance fees or interest.   

With well-qualified credit, you can get the latest smartphone for $0 down with eligible service. Taxes on the smartphone are due at the time of sale. Other credit-qualified customers may need to make a down payment of 15% to 80% of the sales price or a fixed amount between $200 and $1,400. We’ll then divide the remaining smartphone amount into 36 low monthly installment payments. After you pay your smartphone in full, you can upgrade (no need to turn in your old device).  

Learn how to buy accessories on an installment plan.

The AT&T Installment Plan with or without Next Up Anytime is 36 months.   

With Next Up, for an additional $6 per month, you can turn in your device and upgrade after you pay 50% of the device retail price.  

With Next Up Anytime, for an additional $10 per month, you can turn in your device and upgrade after one installment plan payment.

You’ll pay taxes on the full device price at the point of sale. You may also have to make a down payment. The down payment amount depends on a variety of factors including your credit, how long you’ve been an AT&T customer, and your payment history. The down payment amount also depends on how many devices you’re financing. 

Yes, you’ll need to sign an installment agreement. This agreement explains what you’ll pay each month for your smartphone and other details. You must have eligible talk and data service for your smartphone throughout your agreement. For new customers, eligible service plans begin at $50 per month after AutoPay and paperless billing discounts (for new business customers, $50 per month after AutoPay discount). If you’re an existing customer, you can add your new smartphone to an eligible existing plan, which may cost less. 

If you cancel your wireless service, the unpaid balance on the smartphone is due. Also, AT&T requires a month-to-month Consumer Service Agreement for your wireless service or a qualified business agreement. 

If you cancel your wireless service through AT&T, you’ll owe the remaining unpaid installment balance on the smartphone. 

If you purchased your device on an AT&T Installment Plan at a non-AT&T branded store (e.g., a National Retailer like Walmart, Best Buy, Target, etc.), then your agreement was sold and assigned to AT&T Mobility Next Operations LLC (NMLS#1186562). Your installment plan has been and will continue to be billed by AT&T on your wireless account. 

New Cingular Wireless PCS, LLC’s NMLS #1238818.