$0 down** and no financing fees
Well-qualified buyers can choose from our latest devices and pay only the sales tax up front.** The regular price of your device is divided into low monthly payments that are conveniently added to your bill.
**$0 down requires well-qualified credit. Tax due at sale.
Equipment Installment Plan options
Choose from a variety of plans
Equipment Installment Plan with 24-month payment term
Pay off your device in 24 low monthly payments at 0% APR . After paying off your device, you can upgrade to a new one.Shop
Equipment Installment Plan with 30-month payment term
Pay off your device in 30 low monthly payments at 0% APR. After paying off your device, you can upgrade to a new one.Shop
Equipment Installment Plan with 36-month payment term
Pay off your device in 36 low monthly payments at 0% APR. After paying off your device, you can upgrade to a new one.Shop
What is an Equipment Installment Plan?
Equipment Installment Plans offer well-qualified buyers the opportunity to purchase a smartphone, tablet, or feature phone for $0 down, dividing the regular price of the eligible device into low monthly installment payments. With an Equipment Installment Plan, tax is due at the time of sale, but there are no finance fees.
For buyers with well-qualified credit, the options are:
Equipment Installment Plan with 36-month payment term: Divided into 36 installments.
Equipment Installment Plan with 30-month payment term: Divided into 30 installments.
Equipment Installment Plan with 24-month payment term: Divided into 24 installments.
Down payment: May be required and depends on a variety of factors. Down payment if required will be 30% of sales price (amount subject to change and may be higher). You may choose to pay more upfront. Remainder of sales price is divided into applicable 24, 30, 36 or other number of monthly installments.
Is a contract required with an Equipment Installment Plan?
The Equipment Installment Plan requires that you sign an installment agreement to pay for the smartphone, tablet, or feature phone in monthly installment payments. If you cancel your wireless service for that Corporate Responsibility User device, the remaining unpaid balance on the device is due. Also, you must be a qualified business or government customer to take advantage of an Equipment Installment Plan for your Corporate Responsibility User lines of service, which means a qualified wireless service agreement is required for the wireless service (for example, voice and data for smartphones).
Do I own the equipment? Or is this a leasing offer?
The equipment is yours, and you're responsible for the monthly installment payments. You're also responsible for any loss, theft, or damage to the equipment—both during the installment agreement period and afterward. We recommend you purchase optional mobile device insurance to protect your investment.
Can I upgrade my Equipment Installment Plan smartphone or other eligible equipment earlier than 24, 30 or 36 months?
Yes, you can upgrade earlier, but the full outstanding balance of the financed device will be due immediately. After you have been billed and made two monthly installment payments (as long as your account is in good standing), you are eligible to take advantage of our Pay to Upgrade early option.
To reach early upgrade status, you need to pay your remaining installments balance in one lump sum. For the Equipment Installment Plan with 36-month payment term, you need to pay a lump sum amount that completes 36 installment payments. For the Equipment Installment Plan with 30-month payment term, you need to pay a lump sum amount that completes 30 installment payments. For the Equipment Installment Plan with 24-month payment term, you need to pay a lump sum amount that completes 24 installment payments.
Will I be able to pay off this Equipment Installment Plan equipment early?
Yes, you always have the option to pay off your installment agreement early, but the full outstanding balance is due in one lump sum.
What payments are due if I cancel the wireless service associated with an Equipment Installment Plan?
With an Equipment Installment Plan, you can pay off your installment payments in full at any time. If you want to cancel your Corporate Responsibility User's wireless service with AT&T, the full outstanding balance on your associated installment agreement becomes due immediately.
AT&T EQUIPMENT INSTALLMENT PLANS FOR BUSINESS (EIP): Credit approval required. Available in select locations only. Eligibility: Available only to business/government customers with a qualified wireless service agreement (Business Agmt) and only for Corporate Responsibility User (CRU) lines of service. Tax on sales price due at sale. Requires 0% APR installment agreement (for 24-mos., 30-mos., 36-mos. or such other number of months as may be approved by AT&T) and eligible service. Divides sales price (less any down payment) into roughly equal monthly installments. $0 Down: Requires well-qualified credit. Down payment: May be required and depends on a variety of factors. Down payment if required will be 30% of sales price (amount subject to change and may be higher). You may choose to pay more upfront. Remainder of sales price is divided into applicable 24, 30, 36 or other number of monthly installments. Examples: For EIP 24 - $1,099.99 sales price with $0 down is $45.83 per month for 24 mos., or with $330 down (30%) is $32.08 per month for 24 mos. For EIP 30 - $1099.99 sales price with $0 down is $36.67 per month for 30 mos., or with $330 down (30%) is $25.67 per month for 30 mos. For EIP 36 - $1,099.99 sales price with $0 down is $30.56 per month for 36 mos., or with $330 down (30%) is $21.39 per month for 36 mos. Service: Eligible postpaid voice and data service is required and extra (minimum $50 per month for new customers on Mobile Share Plus for Business after AutoPay discount; pay $60 per month until discount starts within 2 bills. Other qual. plans avail. & existing customers can add to eligible current plans which may be less.) If service canceled, remaining device balance is due. See your Retail Installment Agreement for full details. Activation/upgrade fee due at sale or billed: $30. Restocking Fee: Up to $55. Limits: No early upgrades unless you have made at least 2 monthly installment payments, your account is in good standing, and you pay off 100% of the sales price of the financed device in one lump sum. Purchase limit may apply. Other eligibility, device, line and financing limits & other restr’s apply. Promotions, pricing, plan options, products and services, availability, terms & restr’s subject to change & may be modified or terminated at any time without notice.
GENERAL WIRELESS SERVICE: Subj. to Business Agmt. Credit approval req'd. Services not for resale. Deposit: may apply. Limits: Purch. & line limits may apply. Taxes, Regulatory Cost Recovery Fee (up to $1.50), Administrative Fee ($1.99), Property Tax Allotment surcharge ($0.20-$0.45 per CRU number), other fees and charges, usage, speed, coverage, & other restrictions apply. See att.com/mobilityfees for more details. International and domestic off-net data may be at 2G speeds. AT&T service is subject to AT&T network management policies. See att.com/broadbandinfo for details.
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