Equipment Installment Plans

A smarter way to pay for smartphones, tablets, and more. Low monthly payment installment plans with no financing fees.*

*Well-qualified credit may be required. Down payment may be required. Tax due at sale. Limits & restrictions apply. See full details.

Shop
asset

Benefits

  • $0 down** and no financing fees

    Well-qualified buyers can choose from our latest devices and pay only the sales tax up front.** The regular price of your device is divided into low monthly payments that are conveniently added to your bill.

**$0 down requires well-qualified credit. Tax due at sale.  

Equipment Installment Plan options

Choose from a variety of plans

Equipment Installment Plan with 24-month payment term

Pay off your device in 24 low monthly payments at 0% APR . After paying off your device, you can upgrade to a new one.

Shop

Equipment Installment Plan with 30-month payment term

Pay off your device in 30 low monthly payments at 0% APR. After paying off your device, you can upgrade to a new one.

Shop

Equipment Installment Plan with 36-month payment term

Pay off your device in 36 low monthly payments at 0% APR. After paying off your device, you can upgrade to a new one.

Shop

FAQ

Equipment Installment Plans offer well-qualified buyers the opportunity to purchase a smartphone, tablet, or feature phone for $0 down, dividing the regular price of the eligible device into low monthly installment payments. With an Equipment Installment Plan, tax is due at the time of sale, but there are no finance fees.

For buyers with well-qualified credit, the options are:
Equipment Installment Plan with 36-month payment term: Divided into 36 installments.
Equipment Installment Plan with 30-month payment term: Divided into 30 installments.
Equipment Installment Plan with 24-month payment term: Divided into 24 installments.

Down payment: May be required and depends on a variety of factors. Down payment if required will be 30% of sales price (amount subject to change and may be higher). You may choose to pay more upfront. Remainder of sales price is divided into applicable 24, 30, 36 or other number of monthly installments.

The Equipment Installment Plan requires that you sign an installment agreement to pay for the smartphone, tablet, or feature phone in monthly installment payments. If you cancel your wireless service for that Corporate Responsibility User device, the remaining unpaid balance on the device is due. Also, you must be a qualified business or government customer to take advantage of an Equipment Installment Plan for your Corporate Responsibility User lines of service, which means a qualified wireless service agreement is required for the wireless service (for example, voice and data for smartphones).

The equipment is yours, and you're responsible for the monthly installment payments. You're also responsible for any loss, theft, or damage to the equipment—both during the installment agreement period and afterward. We recommend you purchase optional mobile device insurance to protect your investment.

Yes, you can upgrade earlier, but the full outstanding balance of the financed device will be due immediately. After you have been billed and made two monthly installment payments (as long as your account is in good standing), you are eligible to take advantage of our Pay to Upgrade early option.

To reach early upgrade status, you need to pay your remaining installments balance in one lump sum. For the Equipment Installment Plan with 36-month payment term, you need to pay a lump sum amount that completes 36 installment payments. For the Equipment Installment Plan with 30-month payment term, you need to pay a lump sum amount that completes 30 installment payments. For the Equipment Installment Plan with 24-month payment term, you need to pay a lump sum amount that completes 24 installment payments.

Yes, you always have the option to pay off your installment agreement early, but the full outstanding balance is due in one lump sum.

With an Equipment Installment Plan, you can pay off your installment payments in full at any time. If you want to cancel your Corporate Responsibility User's wireless service with AT&T, the full outstanding balance on your associated installment agreement becomes due immediately.


Your feedback will help us to improve AT&T Business so you continue to have a great experience when visiting us!

This survey is conducted by an independent company ForeSee for AT&T.

Yes, I’ll give feedback!